Frequently Asked Questions

Earnest money is a cash deposit buyers make when they sign a contract to buy a house. EMD makes the contract binding and signifies the intention of the buyer to complete the purchase. At closing, the EMD becomes part of the down payment. 

A contingency is a condition on the sale put into the contract by either the buyer or seller to protect against specific eventualities. Examples of contingency's would be: a requirement that the buyer obtains financing or sells their current home; the seller has a home inspection done; or the seller must repair specific items before settlement. Contingencies can be removed by an addendum to the contract or can expire if a time limit is specified in the contract. There are multiple types of contingency including, Loan Contingency, Appraisal Contingency, and Property Contingency

The timeframe usually varies when searching for your new home.  Upon receiving an accepted contract, the process usually takes 20-45 days to close.

Tammy serves clients across the Phoenix metro area and surrounding communities. Whether you're buying or selling in Scottsdale, Gilbert, Mesa, Chandler, or other AZ neighborhoods, Tammy has the local expertise to help. 

Tammy guides first-time buyers every step of the way—from securing pre-approval to finding the right home and negotiating terms. Her goal is to make the process simple, educational, and stress-free. 

Tammy prioritizes your needs above all else. She’s known for her hands-on approach, honest communication, and commitment to making every transaction smooth and rewarding. 

Yes! Tammy provides seamless coordination for clients selling and buying simultaneously, helping you time both transactions for maximum convenience and financial benefit. 

You can start by scheduling a free consultation through ttazhomes.com. Tammy will learn about your goals and tailor a plan that fits your timeline and budget.

From loan pre-approval to closing, Tammy walks you through each phase—property searches, offers, inspections, and paperwork—so you feel confident every step of the way.

Yes, Tammy works with investors interested in residential rental or flip properties. She can help evaluate potential returns and find properties that match your strategy.

Tammy uses a blend of professional photography, MLS exposure, social media promotion, and targeted outreach to ensure your home gets maximum visibility and sells quickly. 

You can reach Tammy via phone, email, or the contact form on her website. She responds promptly and is happy to answer any real estate questions you have.